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987 Cold Mountain Road

Lake Toxaway, NC 28747
  • $3,250,000
  • STATUS: Active
  • ON SITE: 35 Days
  • MLS #: 1002821
UPDATED: 41 min ago
$3,250,000
  • 3
    BEDS
  • 0.6
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
Neighborhood:
Type:
Single-Family Home
Built:
1973
County:
Area:

School Ratings & Info

Description

Quaint cottage on an exceptional lot in Lake Toxaway Estates. Set on over half an acre of nearly level property that gently slopes to the shoreline of North Carolina’s largest private lake, the home offers open water and full mountain views with Toxaway Mountain in the background. Tastefully updated and designed for easy living, the home features 3 bedrooms plus a flex room and an open living-dining-kitchen layout. Ideal for gathering with family and friends, most areas boast views over the lawn and out to the lake. The main level includes a primary suite and a secondary flex room/sleeping space with an ensuite bath, while an additional bedroom and bunkroom above share a connecting bath. Natural light fills the sunroom, and an additional enclosed porch provides a great space for casual entertaining, complete with grill, refrigerator, and prep area. Outside, the property truly stands out: a rare, nearly level lawn leads to a large stone waterfront seating area and covered dock for easy days on the water. Located just off Cold Mountain Road and set back along a winding driveway for privacy, this is a unique opportunity to own a lakefront home with wide water views in one of Lake Toxaway’s most beautiful settings.

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© 2026 Highlands-Cashiers Board of Realtors®. All Rights Reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Berkshire Hathaway HomeServices Meadows Mountain Realty. Data last updated: 2026-04-21T18:17:13.68.
www.cashiershomesearch.com/homes/174132056
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987 Cold Mountain Road Lake Toxaway, NC 28747

  • Price: $3,250,000
  • Status: Active
  • On Site: 35 Days
  • Updated: 41 min ago
  • MLS #: 1002821
3
Beds
3
Baths
0
½ Baths
0.6
Acres
1973
Built
Neighborhood:
Lake Toxaway Estates
County:
Transylvania
Area:
Toxaway
Property Description
Quaint cottage on an exceptional lot in Lake Toxaway Estates. Set on over half an acre of nearly level property that gently slopes to the shoreline of North Carolina’s largest private lake, the home offers open water and full mountain views with Toxaway Mountain in the background. Tastefully updated and designed for easy living, the home features 3 bedrooms plus a flex room and an open living-dining-kitchen layout. Ideal for gathering with family and friends, most areas boast views over the lawn and out to the lake. The main level includes a primary suite and a secondary flex room/sleeping space with an ensuite bath, while an additional bedroom and bunkroom above share a connecting bath. Natural light fills the sunroom, and an additional enclosed porch provides a great space for casual entertaining, complete with grill, refrigerator, and prep area. Outside, the property truly stands out: a rare, nearly level lawn leads to a large stone waterfront seating area and covered dock for easy days on the water. Located just off Cold Mountain Road and set back along a winding driveway for privacy, this is a unique opportunity to own a lakefront home with wide water views in one of Lake Toxaway’s most beautiful settings.
Exterior Features

Carport Spaces 2 Carport YN Yes Covered Spaces 2 Exterior Features Boat Slip Dock Private Entrance Private Yard Garage YN No Parking Features Attached Carport Driveway Patio And Porch Features Enclosed Roof Shingle View Lake Mountain(s) Water View YN Yes Waterfront Features Lake Lake Front Deeded Access Waterfront Waterfront YN Yes

Interior Features

Appliances Dryer Dishwasher Microwave Oven Refrigerator Washer Basement Concrete Bathrooms Total Integer 3 Cooling Central Air Cooling YN Yes Fireplace Features Living Room Fireplace YN Yes Flooring Laminate Tile Wood Heating Electric Gas Heat Pump Heating YN Yes Interior Features Ceiling Fan(s) Primary Downstairs Open Floorplan Laundry Features Laundry Closet Levels Two

Property Features

Association Fee 5292 Association Fee Frequency Annually Association YN Yes Community Features Fishing Lake Marina Playground Trails / Paths Water Access Boat Facilities Furnished Negotiable Lease Considered YN No Lot Features Back Yard Cleared Gentle Sloping Private Views Waterfront Flat Rolling Slope New Construction YN No Property Sub Type Single Family Residence Property Sub Type Additional Single Family Residence Road Surface Type Paved Sewer Septic Tank Tax Annual Amount 9671.17 Tax Lot 001 EX Tax Year 2025 Utilities Cable Available Cable Connected High Speed Internet Available Propane Water Body Name Lake Toxaway Water Source Well Zoning Description Residential

Listing provided courtesy of Amanda Jennings Gravley of Fisher Realty Sapphire/Toxaway: 828-966-9290.


© 2026 Highlands-Cashiers Board of Realtors®. All Rights Reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Berkshire Hathaway HomeServices Meadows Mountain Realty. Data last updated: 2026-04-21T18:17:13.68.
 
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Berkshire Hathaway HomeServices Meadows Mountain Realty
196 Burns Street
Cashiers NC, 28717